Enrolling Now for 2026-27 School Year.
Enrolling Now for 2026-27 School Year.
Consumer Math Learning Coach Guide Contents Part A:Welcome to Consumer Math Welcome Letter Dear Learning Coach, Thank you for partnering with CCA and investing in your learner’s education. This Learning Coach Guide is intended to help you support your learner in their Consumer Math course. Within this guide, you will find the goals, components, and features of the online course. Please take time to read and review this information so you understand how to help your learner interact with all the course’s elements. The Learning Coach Guide also includes information about each of the units in this course. On each page of unit information, you will discover the following: The Unit Overview will tell you what the focus, content, and skills of the unit will be. The Unit Assessment section is a place for you and your learner to preview the graded work in the course. At the start of each unit, work with your learner to look at the unit in edio and find out which types of graded work are in this unit. Write them in the box and use it as a checklist. You can check off each one as your learner completes it. The Unit Materials section tells you the materials your learner will need to complete the activities in this unit. You will also find the materials list repeated within each lesson so that your learner has exactly what they need at the right time. The Unit Discussion Questions are optional questions that you may want to ask your learner during the unit to increase home and school connections about what your learner is studying. In the Unit Notables section, you may find optional activities, suggestions, and ideas to help your learner if they get stuck, or safety tips. CCA wishes you and your learner a terrific school year! Supporting Your Learner Your role as a Learning Coach is very important. Here are a few ways you can help your learner do their very best in the course. Help your learner know what time guided or live class instruction is scheduled for, and prompt them to attend sessions or watch recordings. Remember, it is okay for your learner to get stuck. Learning new material takes time. Encourage them to take breaks, keep trying, and even ask the teacher for help. Help your learner navigate technology. That may mean helping them type information or upload work into edio. Always encourage your learner to do their very best. Review the course syllabus for your learner’s course. Maintain communication with your learner’s teacher. Part B:Course Information Course Goals In Consumer Math, your learner will use the foundations they learned in prior math courses and apply those skills to being a consumer. By the end of the year, your learner will be able to: explain the relationship between skills, careers, and income; connect taxes to the ability of a government to provide services; understand how taxes are collected and the process of filing a tax return; describe different financial accounts and services available to consumers; understand the processes involved in using financial accounts; explain how credit works and evaluate the cost of credit use; assess creditworthiness and the role of credit bureaus and credit reports; develop strategies for making informed consumer choices; describe the role, rights, and responsibilities of a consumer; understand the role of insurance and make decisions about policy coverage; analyze the wants and needs of a working individual living in a community; explain the process of renting or purchasing a home, including the costs associated with each; evaluate transportation options and make decisions about vehicle ownership; describe the advantages and disadvantages of different investment options; develop a plan for investments and building a diversified investment portfolio; understand the components of a budget and how to align income and expenses; create a budget and make informed buying decisions with a budget in mind; develop strategies to protect their identity and financial information; and understand inflation and how to minimize the effects of inflation on their finances. Course Format Lesson Components: Each day, your learner will spend 45–60 minutes completing a math lesson. Some days may take less time, while other days may take a little more time. The lesson does not need to be completed in one sitting. Encourage your learner to take short breaks as they need. This section will help you to understand how your learner’s course is structured in edio. Lesson Bundling: A lesson bundle is a collection of lessons that stack up to equal one full class period. On some days, learners will see bundles, such as a Knowledge Check and the daily lesson or the combination of a Quiz Review and Quiz. In math, learners will see a specific bundle of lessons within one day. Within the lesson bundles, there are different components your learner will interact with. These components will not be used every day. 1. Getting Started Lesson: There is one Getting Started lesson in this course. It can be found on Day 1 of Unit 1. This lesson includes important information about the course and contact information for your teacher. 2. Unit Overview: Each unit will include a unit overview. This describes what your learner will learn in the unit and how many assessments the unit will have. 3. Prep for Success: At the beginning of each unit, your learner will find a Prep for Success. This component offers learners tips to be successful in the course, such as study tips, important software information, safety reminders, and more. 4. Knowledge Check: There will be one Knowledge Check in each unit. The Knowledge Check is designed to check prior learning and understanding about key skills and concepts that will be taught in the unit. The Knowledge Check is not a graded assessment. Each lesson has its own components to help guide your learner through the lesson. 1. Lesson Overview: At the beginning of every lesson, your learner will see the lesson overview. This section contains lesson objectives, lesson vocabulary, materials your learner will need for the lesson, and the suggested lesson length. 2. Engage: The first section of the lesson is Engage. In this section, learners will be introduced to the lesson by making a connection to past and present knowledge and will get ready for the lesson’s instruction. 3. Discover: New content and instruction is presented in the Discover section. Your learner will interact with the lesson content through defined vocabulary terms, videos, audio, and activities. Your learner will be able to practice and answer questions as they work through the lesson. 4. Show: Learners will demonstrate what they have learned in the lesson through a series of practice questions. 5. Summary: This section recaps the day’s objectives and prepares learners for a future lesson or assessment. The course includes assignments and projects. These graded assignments allow your learner to show what they have learned and apply their new skills. All CCA assignments and projects include these components. 1. Assessment Overview: At the beginning of each assessment, your learner will see the Assessment Overview. This section contains the goals of the assessment, materials your learner will need, the length of the assessment, and directions for completion. 2. Plan: In the Plan section, learners will be introduced to the assignment or project. Learners may be provided with a review of content from the previous lessons, strategies for completing the activity, graphic organizers, and grading rubrics. 3. Do: Learners put their plan into action and work to complete the assignment or project successfully. This section also provides the grading expectations and/or rubric the teacher will use to grade the work. 4. Reflect: In Reflect, learners will think back to the work they completed. They will reflect upon the experience and analyze how well they completed the task. These moments of reflection are important and allow learners to think about their learning and their work habits. In addition to assignments and projects, this course also includes quizzes. Quiz Review: Before a quiz, learners will have the opportunity to review the content they will be assessed on in a quiz. Quiz: A quiz may be given at the end of a topic or the end of a unit. A quiz will usually be worth 10–15 points. Course Features This course includes and uses unique features such as: GeoGebra Interactive Activities: This is a digital math tool learners can use to access a free online scientific, graphing, or CAS calculator and virtual math interactives. Learners will use the GeoGebra calculator and interactives to solve problems and produce graphical representations as needed. Lesson Companion: This course utilizes a framework of notes for learners to complete while exploring each lesson. Learners will be able to keep track of the concepts learned in the lesson and use the companion as an effective study guide for this course. Microsoft Excel Templates: This course includes attachments with Microsoft Excel templates. Learners will use these templates to help them organize information and/or to perform complex calculations. Part C:Unit Information Earning Income Unit Overview In this unit, your learner will explore different methods of job compensation and analyze paycheck deductions, such as Social Security. They will evaluate the pros and cons of working as an independent contractor and learn strategies for career advancement. Project-based learning will help them investigate education requirements and pay for careers of interest. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions How are your education, skills, and ability related to career choice and income? What types of employment are available to you? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: your workplace journey; and a physical paycheck. Encourage your learner to select a career suited to their education and skills. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Income Taxes Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Unit Overview In this unit, your learner will investigate local, state, and federal income taxes. They will use federal tax documents and income records to determine taxes owed. Additionally, learners will explore the process of filing taxes both electronically and on paper. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions What taxes are collected from you by the government? How do you calculate income taxes? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: your experiences as a taxpayer; and forms or software that you use to prepare your taxes. Your learner may need your assistance in preparing tax forms in this unit. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Financial Institutions and Accounts Unit Overview In this unit, your learner will explore the purpose of financial institutions and their products and services. They will learn about checking, savings, and money market accounts, and compare simple and compound interest. Additionally, they will practice selecting financial services and understand loan terms and the role of lenders. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions What financial institutions and services are available to you? What is interest and how is it calculated? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: your experiences with financial institutions and services; and an example of a loan amortization. If your learner does not yet have a savings or checking account, this may be an opportunity to select one. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pen pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Unit Overview In this unit, your learner will calculate compound interest and apply it to quantify the cost of using credit. They will also learn how to responsibly use credit to build, maintain, and improve their credit scores. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions What are your rights and responsibilities for your credit accounts? What is creditworthiness and how is it measured? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: your experiences using credit; and an example of a credit card statement. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Buying Goods and Services Unit Overview In this unit, your learner will use mathematical skills to make informed purchasing decisions. They will calculate costs to identify the most cost-effective goods and services. Additionally, they will explore the Consumer Product Safety Commission’s role in ensuring product safety. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions How do you make purchasing decisions? What are your roles, rights, and responsibilities as a consumer? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: a shopping trip, such as to the grocery store, and the decisions you made during that trip. Your learner may need assistance in comparing products and making buying decisions. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Insurance Unit Overview In this unit, your learner will explore various types of insurance and their purposes. They will define insurance, understand common insurance contracts, and learn how these contracts serve as risk-management tools to protect consumers. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions What is the purpose of an insurance policy? How and when do you make an insurance claim? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: insurance policies you have; and examples of insurance claims you may have made. If your learner drives, this is an opportunity to share the auto insurance information with them. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Home Rental and Ownership Unit Overview In this unit, your learner will compare renting versus buying. They will learn about lease and mortgage application requirements and the criteria lenders use for loan approval. Additionally, learners will apply mathematical skills to understand how various values influence financial decisions for consumers and lenders. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions How do you select housing options and locations? What is the process for renting or buying a home? What have you learned, and what questions do you still have? Unit Notables Consider sharing your experiences as a renter or homeowner with your learner. Some learners may struggle with understanding financing and the costs associated with home ownership. You can supplement learning by exploring home or apartment search services together. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Transportation Unit Overview In this unit, your learner will compare various transportation options to make informed decisions. They will explore the process of buying a vehicle and the associated short- and long-term costs of different transportation modes. This exploration will help your learner determine if a particular mode of transportation is worth the investment. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions How do you choose a transportation option? What are the costs related to vehicle purchasing and maintenance? What have you learned, and what questions do you still have? Unit Notables Consider sharing your experiences with different transportation. If you have purchased or leased a vehicle, consider discussing the costs and process associated with this choice. You can supplement learning by exploring vehicle search services together. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Unit Overview In this unit, your learner will analyze how risk and return influence investment decisions. They will explore various investment instruments to understand their purpose, potential, and appeal. Through research and application, your learner will explain the purpose and advantages of diversifying investments. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions How do you choose investment options? How do your investments impact your retirement? What have you learned, and what questions do you still have? Unit Notables Consider sharing the following with your learner: examples of investments you have; and things you have experienced with investments. You can supplement learning by exploring investment opportunities or providers together. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Unit Overview In this unit, your learner will differentiate between types of expenses and income to create budgets within a specified income limit. They will consider how personal values, wants, and needs influence budgeting and make necessary adjustments. Through project-based learning, your learner will explain the usefulness of budgeting. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions Why should you create a budget? What elements should be considered in a budget? What have you learned, and what questions do you still have? Unit Notables Understanding the components of a budget and the difference between variable and fixed expenses are critical parts of a budget. Consider sharing how you budget in your household. Your learner may need your help in estimating items for the budget they are creating in this unit. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________ Protecting Finances Unit Overview In this unit, your learner will define identity theft and learn ways to deter, detect, and defend against it. They will become familiar with resources such as credit reports and government agencies to identify identity theft. Additionally, your learner will explore strategies to protect themselves from fraudulent activity and inflation. Unit Assessments Have your learner identify which assessment type they see in their unit. Check all that apply. Unit Discussion Questions How do you protect their identity and resources? How does inflation affect your finances? What have you learned, and what questions do you still have? Unit Notables You can supplement learning by exploring identity theft and cybersecurity resources together. You may also discuss how inflation has affected you and what adjustments or protections you put in place to help with increased prices. Kit Materials Consumer Math Lesson Companion, TI-30XIIS Scientific Calculator Household Materials paper or notebook pencil Quiz _________________________ Test _________________________ Assignment ________________ Project _____________________ Exam _______________________
Enrolling Now for 2026-27 School Year.
